Understand
digital dollars (USDT)

Learn how digital dollars work, why they hold their value, and how to start using them. No bank account needed to get started.

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Digital dollars, explained

(USDT)

Digital dollars

Made for sending and receiving money around the world.

axexo runs on digital dollars (USDT), designed to always be worth $1 USD.

So when money is sent, its value holds from start to finish: $1 USDT stays $1 USDT the whole way, from the cash that’s sent to the money that’s received.

Enter digital dollars USDT

When you use them, they are converted to your local currency

USAT: the US dollar
regulated and digital

A US-regulated, dollar-backed stablecoin built to operate according to US rules, backed 1:1 by US dollars and short-term US Treasuries.

USDT
the global digital dollar

The world’s most widely used digital dollar, with the deepest liquidity and the widest network to convert it into local currency across Latin America.

Same value
end to end

$1 USAT = $1 USDT = $1. No matter which side of the transfer you’re on, your money always keeps its US-dollar value.

How sending and receiving money works

Your loved ones can send you money from abroad. You can also send money to other axexo users.

Why use digital dollars?

(USDT)

Your money keeps its value
Digital dollars (USDT) are designed to always stay 1:1 with the US dollar, helping protect your money from swings in other currencies.
Spend it anywhere
Pay, shop, and send money easily. It automatically converts to your local currency the moment you use it.
No bank required
Convert cash to digital dollars (USDT) at any axexo point. No bank account, no paperwork.
Earn while you use it
Earn ruta points on eligible payments and purchases.

When someone sends you money from abroad through axexo, the sender earns 1% back in digital dollars (USDT).
Issued by Tether
The company behind the world’s most widely used stablecoin.

Start using digital dollars

(USDT) in 3 steps

Safe and transparent

built for everyday use

Clear, upfront fees
See the total amount and exchange rate before you confirm any transaction.
Private and compliant
KYC verification through official documents. Your information stays protected and is never shared outside the axexo platform. Our KYC and AML (anti-money laundering) policies and limits are aligned to local and international standards.
Financial-grade security & international certifications
Advanced encryption and financial-grade security controls protect your money.

Frequently asked questions

What is a digital dollar (USDT)?
Is it real money? Can it lose value?
How is this different from Bitcoin or other crypto?
Do I need a bank account to use axexo?
How do I earn rewards?
Which wallets are compatible with axexo?
Is axexo a crypto trading app?