Learn how digital dollars work, why they hold their value, and how to start using them. No bank account needed to get started.
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It’s a stablecoin. A type of digital currency designed to always equal $1 USD. One digital dollar (USDT/USAT) is guaranteed to always equal one US dollar. It’s the world’s most widely used stablecoin, with a long track record in the digital economy, and it’s issued by Tether.
Most cryptocurrencies, like Bitcoin or Ethereum, can swing up and down in value. A stablecoin is built to do the opposite: stay stable. Because a digital dollar (USDT/USAT) is pegged 1:1 to the US dollar, it is designed not to rise or fall like other cryptocurrencies. It’s built for everyday spending, saving, and sending money.
It means converting your cash into digital dollars (USDT/USAT), so you can send and receive money, make everyday purchases, and pay bills—all from your phone. Bring your cash to any axexo point, and experience it turning to digital dollars (USDT/USAT) instantly!
axexo runs on digital dollars that are designed to always be worth $1. In the US, that’s USAT — Tether’s US-regulated dollar, issued under federal oversight (the GENIUS Act) and backed 1:1 by US dollars and short-term US Treasuries. Across Latin America, that same value moves and cashes out as USDT, the world’s most widely used digital dollar, with the safest network for converting back to local currency. Because both are pegged 1:1 to the US dollar, $1 stays $1 the whole way, from the cash you hand over here to the money your family receives back home.
USDT Coin
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1 USAT
1 USDT
Tether
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1 USDT
1 USD
A US-regulated, dollar-backed stablecoin built to operate according to US rules, backed 1:1 by US dollars and short-term US Treasuries.
The world’s most widely used digital dollar, with the deepest liquidity and the largest network of places to cash out across Latin America.
$1 USAT = $1 USDT = $1. Whichever side of the transfer you’re on, your money holds its US-dollar value.
Complete KYC verification and instantly earn $1 in digital dollars (USDT) plus 250 ruta points as a welcome reward when you activate your account.
Top up your phone, pay bills, buy digital codes, or convert your money to digital dollars (USDT/USAT). All in person, in seconds.
Earn ruta points every time you make an eligible payment or purchase at axexo points or in-app, and 1% back in USDT when you send money home.
Redeem ruta points from 100 ruta points (200 ruta points = $1) toward top-ups, bills, and sending money to other axexo users; USDT rewards go straight to your balance.
axexo brings 25+ years of experience, presence in 38 countries, and millions of successful transactions every year. Your customers’ balances are held in digital dollars (USDT/USAT), pegged 1:1 to the US dollar and issued by Tether. The value is preserved and is converted to your local currency the moment it’s used.
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