Multiply your axexo to:

Send money home, zero-fee peer-to-peer transfers, pay bills, top up your phone or any phone back home, and shop for digital codes — all while earning rewards in digital dollars (USDT) and ruta points on every transaction.

Get axexo

Teléfono con app

Get benefits and rewards instantly

Earn ruta points on every eligible top-up, bill payment, and digital code — and 1% back in digital dollars (USDT) when you send money home. Rewards land automatically, in the app or at your local axexo point.
Send money
Top-ups and payments
Your money. Right where you need it

Send money home

Send digital dollars (USDT/USAT) home in seconds, straight from your phone — no bank needed.

Zero-fee peer-to-peer transfers

Send digital dollars (USDT/USAT) to friends and other axexo users instantly, right from the app — every dollar sent is a dollar received!

Instant top-ups, payments, and digital gift cards

Keep your phone connected in seconds.

Easy payments

Pay for electricity, water, internet, and more.

Digital gift cards

A digital marketplace with brands including Amazon, Google Play, Netflix, Spotify, PlayStation, Xbox, Steam, Free Fire, and Temu.

axexo Visa Platinum Card (coming soon)

Spend your digital dollars anywhere Visa is accepted — 1% back in USDT plus 2 ruta points per $1 on every swipe. No bank, no credit check.

ACH USD banking

Get paid in dollars, straight into your wallet. Your own US account and routing numbers — receive your salary or transfers, hold USD, or convert to digital dollars (USDT/USAT) on demand.

Easy and Secure

Get started

Load your cash. To safeguard its value, your money is kept in digital dollars (USDT/USAT)

USD

$100

USDT/USAT

$100

USDT/USAT

$100

USD

$100

Whenever you use it, your money converts automatically to your local currency

What you can do

at an axexo Point

Load your money
Convert your cash instantly to digital dollars (USDT/USAT) or Bitcoin
no bank needed
Send money home
Load cash and send digital dollars home in seconds
with 1% back in USDT
Mobile top-ups
Add balance to any major US carrier, or top up your family’s phones abroad with international top-ups.
H2O Wireless · Lycamobile · Gen Mobile · Red Pocket · T-Mobile
Make bill payments
Electricity, water, internet, and other everyday services.
Coming soon.
Access to axexo’s digital marketplace
Offering gift cards to top brands in music, video, gaming, lifestyle, and essentials
Amazon, Google Play, Netflix, Spotify, PlayStation, Xbox, Steam, Free Fire, and Temu.
Activate your account & earn rewards
Earn ruta points on every eligible payment or purchase plus USDT rewards when you send money home
(200 ruta points = $1)

Trust & Security

A network of 50,000+ points of sale across the US and Latin America. Your money is protected, and your USDT rewards never expire.
Experience since 2001
Backed by 25+ years of distribution experience and a growing nationwide network of axexo points.
Financial-grade security & international certifications
We comply with the highest regulatory standards.

Frequently asked questions

Why choose axexo?
What is a digital dollar (USDT/USAT)?
What's the difference between USDT and USAT?
Why should I use digital dollars (USDT/USAT)?
Do I need a bank account to use axexo?
Can I get paid directly into axexo?
What are zero-fee peer-to-peer transfers?
Can I check my balance anytime?
How do I earn rewards?
When can I use my rewards?
How can I convert money to digital dollars (USDT)?
Is axexo safe?
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