Multiply your axexo to

Send money to your loved ones, make zero-fee transfers to other axexo users, pay bills, top up your phone, and buy digital gift cards — all while earning rewards in digital dollars (USDT) and ruta points on eligible transactions.

Download axexo

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Get benefits and rewards instantly

Earn ruta points on every eligible top-up, bill payment, and digital gift card. Plus, when you receive money from abroad, the sender earns 1% back in digital dollars (USDT).

Your rewards land automatically in the app.
Send and receive money
Top-ups, payments, and digital gift cards
Your money. Right where you need it

Money transfers

Receive digital dollars (USDT) from abroad, directly and in seconds — no bank needed.

Zero-fee transfers

Send digital dollars (USDT) to friends and other axexo users instantly, right from the app — every dollar sent is a dollar received!

Instant top-ups

Keep your phone connected in seconds.

Easy payments

Electricity, water, internet, and more, quickly and easily.

Digital gift cards

A digital marketplace with brands including Google Play, Amazon, Netflix, Xbox, Nintendo, Uber, Starbucks, Cinemex, Pase Urbano, Liverpool, and more.

ACH USD banking

When you open your axexo account, you can get a US dollar bank account in the United States, with your own account and routing numbers — receive ACH transfers, hold USD, or convert to digital dollars (USDT) instantly.

Easy and Secure

Get started today

Add digital dollars (USDT)

When you use them, they convert to your local currency

What you can do

at an axexo point

Load your money
Convert your cash instantly to digital dollars (USDT) or Bitcoin
No bank needed
Send and receive money
Your loved ones can send you digital dollars from abroad in seconds.
Mobile top-ups
Add balance to any carrier in Mexico.
Make bill payments
Pay for electricity, water, internet, and many other services.
Pronto
Shop the axexo Marketplace
Buy digital gift cards from top brands in music, entertainment, gaming, shopping, toll top-ups, food, and more.
Activate your account & earn rewards
Earn ruta points on every eligible payment or purchase, plus USDT rewards for whoever sends you money from abroad.

Trust & security

A network of 50,000+ points of sale across Mexico, the US, and the rest of Latin America. Your money is protected, and your USDT rewards never expire.
Experience — since 2001
Backed by 25+ years of distribution experience and a nationwide network of axexo points.
Financial-grade security & international certifications
We comply with the highest regulatory standards.

Frequently asked questions

Why choose axexo?
What is a digital dollar (USDT)?
What’s the difference between USDT and USAT?
Why should I use digital dollars (USDT)?
Do I need a bank account to use axexo?
Can I receive transfers in the United States directly into axexo?
What are zero-fee transfers between users?
Can I check my balance anytime?
How do I earn rewards?
When can I use my rewards?
How can I convert money to digital dollars (USDT)?
Is axexo safe?
Can I pay in Mexican pesos?
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Questions?

Find answers and guides in our Help Center.

The solution you are looking for is in our resources and diverse content.