Apply in minutes.
No proof of income or credit history required to apply. Subject to identity verification and eligibility requirements.
Shop online and at businesses around the world where Visa is accepted.
Apply with your ID in the axexo app. Once approved, your virtual card is ready to use. Subject to identity verification and eligibility requirements.
Earn 2 ruta points per $1 spent.
Sign up with your ID.
Turn your money into digital dollars (USDT) at any axexo point or via ACH, and assign the amount you want as collateral for your credit card. Your available credit is based on that collateral.
Once approved, your virtual card is ready to use. Want a physical card? Request one directly in the app.
ruta points per $1 spent
Redeem them for top-ups, bills and more.
It’s a Visa Platinum credit card issued by Rain, a Visa Principal Member, and secured by your digital dollars as collateral. You can use it to shop online and in stores wherever Visa is accepted.
In the axexo app. Availability depends on your country of residence and eligibility requirements.
Digital dollars (USDT) are a digital currency designed to hold the same value as one US dollar.
All you need is the axexo app and a valid government-issued ID. No proof of income or credit history is required to apply. Subject to identity verification and eligibility requirements.
ruta points can be redeemed toward top-ups, bills and more. Points expire 12 months after they're earned.
No purchase fee, no annual fee and no monthly maintenance. A 1% cross-border fee applies to purchases outside your card's country of issuance. At ATMs, the ATM operator may charge its own fee. See the Card Terms and Conditions for all applicable fees.
In the app. Convert your money to digital dollars (USDT) at any axexo point or via ACH, then assign the amount you want as collateral. Your available credit updates based on your collateral. Subject to the card terms.
You can request release of your collateral in the app, provided there are no pending charges or open disputes. Subject to the card terms.
In the app. Assign a higher amount of digital dollars to your credit collateral. Your available credit updates within minutes. See the terms and conditions.
Request it in the app whenever you want. Once approved, your virtual card is ready to use.
The axexo Visa Platinum Card is a credit card issued by Rain, a Visa Principal Member, pursuant to a license from Visa, and is accepted at merchants where Visa cards are accepted.
The digital dollars (USDT) you assign serve as collateral for your card’s credit line. The card is a separate product from other services of axexo, including digital dollar conversion at axexo points or via ACH and ruta points.
Any product or service offered by axexo outside the card program is subject to its own separate terms and conditions. Rain is not a party to any agreement between you and axexo regarding those products and is not responsible for any transaction, loan, or arrangement that is not a card transaction.
